Onalys Agent

A no-code agentic wallet for automatic payment execution.

Agent turns user rules into scoped mandates, best-card decisions, execution intents, blueprints, and rail attempts across checkout, subscriptions, bills, and everyday tools.

Agent execution loop

1User sets a mandate
2Agent watches the trigger
3Onalys selects the card
4Intent is compliance-flagged
5Blueprint is created
6Rail executes or records blocker

Rules

Mandates that execute.

Agent rules are not reminders. They become bounded execution authority with card, merchant, rail, amount, category, expiry, and approval limits.

Pay groceries under $150 with the best grocery card

Move subscriptions to the better recurring-payment card

Ask before any payment above the mandate cap

Keep personal and business cards separated

Block stale provider data before execution

Scoped mandates

Rules are bounded by user-approved limits before any execution path is opened.

Best-card routing

Agent picks the card using rewards, utilization, freshness, merchant, and policy data.

Compliance flags

Open payment, provider, privacy, and rail issues stay attached to each execution intent.

Built on the same execution layer

Agent uses the same mandates, execution intents, action blueprints, compliance flags, rail attempts, and receipts as Chat and Developers.